Job Opening: Mortgage Loan Processor
- Company
- Northwest Farm Credit Services
- Location
- Woodland, CA
- Posted on
- May 19, 2024
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Mortgage Loan Processor I, II, or III to join our Lending department in Woodland, California. This full-time position reports to the Operations Manager-Country Home Loan Processing and assists in home loan origination activities. Also performs a variety of portfolio management duties to support the administration and extension of sound, constructive credit.
This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.
Compensation Information
The base salary range for this position is:
Level I: $44,000 - $63,000
Level II: $42,000 - $63,000
Level III: $53,000 - $79,000
This position is eligible for an annual incentive program in addition to the base compensation.
Job Requirements
Prepare and process home loan files.
Coordinate closings and prepare file for funding within a timeframe that will allow the loan to close according to customer expectations.
Ensure compliance with organization and industry regulations and procedures.
Perform data input and due diligence for Country Home Loan portfolio.
Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
Other duties as assigned.
Minimum Requirements
High school diploma or equivalent.
Ability to effectively learn and utilize a wide variety of systems/software.
Knowledge and demonstration of effective customer service and verbal/written communication skills.
Ability to understand and complete credit and financial documents.
Preferred Requirements
Relevant experience in lending, banking, or a related field.
General knowledge of applicable credit laws and regulations, and legal terminology.
Knowledge of credit investigation and verification practices.
Knowledge of loan closing processes.
Experience analyzing bank statements, paystubs and/or tax returns.
Family with Encompass, Salesforce and/or other loan origination system (LOS).
Benefits Offered by AgWest
Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
Employee Assistance Program
Wellness Program
Jeans are welcome at work every day at AgWest!
*Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at:
#LI-Hybrid
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.
To comply with federal regu