Company Description
Ent Credit Union exists to improve the financial quality of life of the people
we serve. This mission drives us every day, but we are more than our
mission. We're also individuals using our unique abilities to make our
organization, and the communities we serve, better than they were
yesterday. We're a not-for-profit that puts people above profits and
actively invests in our community. Our rapidly growing team is expanding our
reach to serve more people throughout Colorado. To spread our mission far and
wide, we need people like you. If you're interested in a paycheck with a
purpose, apply with us today. Our people make the difference, and we truly
believe you are our greatest asset.
Job Description
The primary purpose of this position is to work with Ent's members and
potential members to assist them in identifying and securing a mortgage loan
that is appropriate for achieving their financial goals, including home
ownership. Mortgage loan officers respond to and follow up on member inquiries
that come from multiple sources. The loan officer will collect and analyze the
member's financial information and assess the member's financing
circumstances to determine which mortgage product might best fit their needs.
This includes reviewing competing offers from other mortgage lenders and
understanding the positive and negative features of many loan products.
This position will have a business focus on the Boulder County area
Essential Functions
External Realtor/Business development contacts, events, shows,
seminars, education, and committees.
Take applications and review initial findings and decisions.
Analyze asset, income and DU required data independently.
Collect data and appraisal fees.
Continuing education.
Refer to other Ent departments (EIS/CRE/Etc).
Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and
procedures, and regulations pertaining to the Bank Secrecy Act.
Qualifications
Minimum Formal Qualifications for this Position
High School Diploma/G.E.D. or equivalent.
1+ years' of mortgage industry origination or sales experience.
5+ years' of mortgage experience with 2+ years in mortgage sales
origination. Pref
Each year of relevant work experience may be exchanged for a year in a
relevant degree program or vice versa. For example, a requirement of a
bachelor's degree in accounting and 2+ years of account experience could
be substituted for a high school diploma and 6 years of relevant accounting
work experience or a master's degree in accounting and 0 years of work
experien
Technical or Specialized Knowledge/Skills:
Detailed understanding of FNMA, CHFA, FHA, and VA products and
underwriting requirements
Understanding of Non-profit down payment programs available to members
Desktop Underwriter (DU) knowledge
Strong technical experience to include; PC's, excel, database software
and web knowledge
Strong external sales and networking skills
Excellent communication skills
Certifications Required:
NMLS Registration in good standing. required
Driver's license with acceptable driving record. required
Environmental, Physical and Psychological Requirements
Standing - Occasionally
Walking - Occasionally
Sitting - Frequently
Lifting - Rarely (40 Lbs)
Carrying - Rarely
Pushing - Rarely
Pulling - Rarely
Balancing - Rarely
Stooping - Rarely
Kneeling - Rarely
Crouching - Rarely
Crawling - Rarely
Reaching - Occasionally
Handling - Occasionally
Grasping - Occasionally
Feeling - Occasionally
Talking - Frequently
Hearing - Frequently
Repetitive Motions - Frequently
Eye/Hand/Foot Coordination - Occasionally
Noises louder than normal speaking volume - Occasionally
Temperature Changes - Rarely
Atmospheric Conditions - Rarely
Additional Information
This position will have a business focus on the Boulder County area
The pay range for this position is: $60,500 per year