How do they match: Credit Counselors

  • Certified Consumer Credit and Housing Counselor
  • Certified Credit and Housing Counselor
  • Debt and Budget Counselor

  • Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

  • Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.
  • Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.

  • Develop financial plans for clients.
  • Refer clients to community or social service programs.