How do they match: Credit Counselors

  • Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

  • Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.
  • Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
  • Negotiate with creditors on behalf of clients to arrange for payment adjustments, interest rate reductions, time extensions, or payment plans.
  • Prepare written documents to establish contracts with or communicate financial recommendations to clients.
  • Recommend educational materials or resources to clients on matters, such as financial planning, budgeting, or credit.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
  • Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed.

  • Develop financial plans for clients.
  • Educate clients on financial planning topics.