How do they match: Credit Authorizers, Checkers, and Clerks

  • Credit Historian

  • Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

  • Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.