How do they match: Credit Counselors

  • Certified Consumer Credit and Housing Counselor
  • Certified Credit Consultant
  • Certified Credit and Housing Counselor
  • Debt and Budget Counselor
  • Financial Aid Officer

  • Conduct research to help clients avoid repossessions or foreclosures or remove levies or wage garnishments.
  • Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.
  • Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
  • Refer clients to social service or community resources for needs beyond those of credit or debt counseling.

  • Explain regulations, policies, or procedures.
  • Refer clients to community or social service programs.