How do they match: Credit Counselors

  • Certified Consumer Credit and Housing Counselor
  • Certified Credit and Housing Counselor
  • Debt Management Counselor
  • Debt and Budget Counselor

  • Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

  • Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.
  • Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
  • Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
  • Negotiate with creditors on behalf of clients to arrange for payment adjustments, interest rate reductions, time extensions, or payment plans.
  • Recommend educational materials or resources to clients on matters, such as financial planning, budgeting, or credit.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
  • Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed.
  • Teach courses or seminars on topics, such as budgeting, management of personal finances, or financial literacy.

  • Develop financial plans for clients.
  • Educate clients on financial planning topics.
  • Explain regulations, policies, or procedures.