How do they match: Credit Counselors

  • Credit Counselors

  • Credit Balance Specialist
  • Credit Card Specialist
  • Credit Counselor
  • Credit Representative
  • Credit Review Specialist
  • Credit Services Specialist
  • Credit Specialist
  • Credit Support Counselor
  • Credit Support Specialist
  • Branch Credit Counselor
  • Certified Credit Consultant
  • Certified Credit Counselor
  • Certified Credit and Housing Counselor
  • Certified Consumer Credit and Housing Counselor
  • Consumer Credit Counselor
  • Debt Management Counselor

  • Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

  • Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
  • Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
  • Disburse funds from client accounts to creditors.
  • Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
  • Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
  • Investigate missing checks, payment histories, held funds, returned checks, or other related issues to resolve client or creditor problems.
  • Negotiate with creditors on behalf of clients to arrange for payment adjustments, interest rate reductions, time extensions, or payment plans.
  • Recommend educational materials or resources to clients on matters, such as financial planning, budgeting, or credit.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
  • Refer clients to social service or community resources for needs beyond those of credit or debt counseling.
  • Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed.
  • Teach courses or seminars on topics, such as budgeting, management of personal finances, or financial literacy.

  • Disburse funds from clients accounts to creditors.