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15-2011.00 — Actuaries

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	Ascertain premium rates required and cash reserves and liabilities necessary to ensure payment of future benefits.
	Design, review, and help administer insurance, annuity and pension plans, determining financial soundness and calculating premiums.
	Determine, or help determine, company policy, and explain complex technical matters to company executives, government officials, shareholders, policyholders, or the public.
	Analyze statistical information to estimate mortality, accident, sickness, disability, and retirement rates.
	Construct probability tables for events such as fires, natural disasters, and unemployment, based on analysis of statistical data and other pertinent information.
	Negotiate terms and conditions of reinsurance with other companies.
	Collaborate with programmers, underwriters, accounts, claims experts, and senior management to help companies develop plans for new lines of business or improvements to existing business.
	Determine equitable basis for distributing surplus earnings under participating insurance and annuity contracts in mutual companies.
	Determine policy contract provisions for each type of insurance.
	Provide expertise to help financial institutions manage risks and maximize returns associated with investment products or credit offerings.
	Manage credit and help price corporate security offerings.
	Explain changes in contract provisions to customers.